You get in an accident through no fault of your own. You are hurt. You are overwhelmed. The person responsible for the damage is not cooperating. Many people will curl up into a ball and let themselves be the victim in such situations. This is not necessary though. You have rights and you have help. The key is getting the help.
You probably know you need to get medical attention for your injuries, but are you aware that you also should have professional legal assistance in order to be appropriately dealt with financially? Perhaps due to many people feeling like they are Google certified law experts or they have watched every episode of Matlock, many people are unaware of the circumstances where they should hire a personal injury attorney. Here are five cases where you should.
Understanding Your Rights
Regardless of how many episodes of CSI Miami we’ve watched, most of us are not lawyers and therefore, we have limited understanding of our rights. We may have a basic understanding that we have been victimized, but we don’t know what we are entitled to due to the occurrence.
Therefore, we can be susceptible to lowball offers, avoidance tactics or even countersuits. Having legal representation allows us to focus on our recovery and leaving the legal issues to the professionals, knowing we are in good hands.
Dealing With Insurance
A common problem with accident claims doesn’t come from the responsible party but from the insurance. Many insurance companies have a practice of the three Ds: deny, delay and defend. These practices can be very frustrating and often cause people to give up due to the stress of dealing with the insurance companies.
Having a personal injury attorney will relieve you of the stress of dealing with insurance companies and provide the peace of mind knowing that your lawyer will be able to take all of the necessary steps to get you the proper settlement.
Understanding Of How To Proceed
Where do you file? What papers are necessary? What are these terms? When we don’t have an attorney, doing relatively simple things, like serving a subpoena or filling out the proper paperwork can be daunting, elusive and exasperating. People often do things out of order, don’t do them at all or make critical mistakes in their process.
Having a personal attorney helps you avoid all of that and assures you that your case will receive the attention it deserves. They not only know how to handle these bureaucratic details, but they are responsible if they do it wrong. Knowing this can add to your serenity that the details are being handled.
Shoulder The Financial Burden Through The Process
Oftentimes, elements of the process require upfront money. A personal investigator might need to be retained or an expert witness. Sometimes specialists or other lawyers are required and their services must be paid. Not only is it special knowledge as to who to retain, how to get ahold of them and how much to pay, these things all require money upfront before you have received a settlement.
Having a personal injury lawyer allows these expenses to be taken care of without having to front the money. Attorneys not only have financial resources, but they have connections and networks to handle the expenses and often keep the expenses lower than if you were to do it on your own.
Avoiding Misplaying Your Hand
You got hit and think you deserve a million dollars but you are entitled to medical bills and some money. Or you don’t think you deserve anything because accidents happen. Either case, you are wrong and have piled on when it comes to your misfortune. A few tragic outcomes are common when people don’t hire personal injury lawyers. They receive lower settlements, they lose, or they get taken advantage of.
When people think they can save money by not hiring a lawyer, they usually discover that they made a very costly decision. The money they “saved” was lost due to mishandling their situation.
When we watch crime shows, we often like to think of ourselves as a couch lawyer. It’s fun. It’s entertaining. It’s satisfying when you sniff out the case you are watching on television. But it isn’t a substitute for law school, passing the bar exam and years of legal practice. Hiring a personal injury lawyer makes sense.
The money it costs comes back to you in improved settlements, better handling of the process, an increased probability of justice and the peace of mind that things are done right. Don’t be seduced into squandering your own valuable time, chasing papers you are not trained to understand simply because you mistakenly think you can’t afford a lawyer. Truth is, when it comes to personal injury, you can’t afford to have one.