Suffering an injury while you are at work can have many negative effects. It can affect your physical, mental and emotional state, making you get stressed and fear that you might lose your job. Sometimes the injury might hinder you from performing your work. You may even lose some income due to not being able to work due to injury.
When you get injured while at work, it is your right to be compensated. Some insurance companies will make the process hard and difficult for you due to some reasons. It can take time for your claim to be processed and even then, you might not be guaranteed pay on the application. If you come across these hurdles along the way, the Smith Jones Solicitors can help you resolve these issues.
Below are some of the things you need to keep in mind when it comes to suing for a work injury.
1. The Insurance Company Will Choose the Doctor
If you happen to get injured while you are working, you will not have the liberty of choosing your doctor. If you follow up on a claim from the insurance company that covers you at work, they are the ones who will decide on the doctor that will treat you. This shouldn’t worry you because they will recommend you to a doctor who is qualified to treat the problem you are facing. For example, if you get a back injury, they can’t send you to a doctor who specializes in renal cases. That doesn’t make sense.
2. It Won’t Matter If You Cause the Injury
Your employer needs to compensate you when you are involved in an accident at your place of work, regardless of who caused it. It doesn’t matter if you caused the accident out of negligence. You will not be fired for wanting compensation. If you feel you were terminated because of this, get in touch with a solicitor immediately and seek his advice.
3. You Have to Report Your Case
It is always advisable to report any injury to your employer immediately it happens. This will help your case in the long run. Even if you think you are not hurt, it is good to tell your employer about the accident. If the accident happened outside of normal working hours, this still is grounds for you to bring it forward to your employer. A major reason for this to happen is that you want to protect yourself from any losses and damages that might arise in the future.
4. Your Claim Might be Undervalued
An insurance company will try and compensate you with as little money as possible because all they want to do is make money. Denying your claim is one of the ways they will use to avoid paying you. If that doesn’t work, they will want to pay the lowest amount possible.
5. You Can File a Negligence Lawsuit
If you file a claim, you can’t sue your employer for damages. However, you can follow up on suing the third party for negligence. For example, if you get hurt because of a defective machine, you can sue the manufacturer of the machine together with the claim from the insurance company.