If you were hurt in a car accident, then the other party’s insurance company is expected to compensate you. They are required by law to give you fair compensation. However, insurance companies do everything that they can to undercompensate you. In fact, there are a variety of insurance company tactics that can be used to undercompensate you.
Why it’s Important to Hire a Car Accident Attorney
Because insurance companies having something to gain by giving you less than what you really deserve, it is best to hire an attorney. A proven car accident lawyer will make sure that you meet all of the necessary deadlines and gather all of the necessary evidence. They can also make sure that you understand the legal process. Additionally, your attorney can make sure that the insurance company gives you the maximum compensation possible.
The unfortunate reality is that insurance companies rarely, if ever, payout what an injured party is owed without being confronted by a lawyer. To achieve this unfair act, they utilize a variety of tactics, such as:
They Call You Soon After the Accident
It may seem as though the insurance company is on your side because they call you shortly after an accident. However, there are several reasons that they do this. They know that you are vulnerable shortly after an accident. They also know that you have not had enough time to determine the extent of your injuries. Additionally, they know that you probably have not hired an attorney.
Insurance companies do this because they know that this will cause you to let your guard down. They want you to get you to provide information that can be used against you later.
They Deny Fault
The other party’s insurance company is responsible for paying for the accident damages. That is why they will try to deny that the other person was at fault. They may also try to say that you are partly to blame for your injuries.
They Ask You for a Recorded Statement
Insurance companies want to hear your side of the story. That is why they will likely ask you to provide a recorded statement. They are not asking for a recorded statement for your benefit. They know that you will probably be caught off guard and may say something that they can use against you.
They Delay the Process
It can take a long time to file a claim. There is also a time limit that you have to adhere to when you are filing a claim. Insurance companies will do everything that they can to delay the process. They know that some people will get frustrated and give up after a certain amount of time.
Insurance companies come up with a variety of excuses to delay the claim. They will tell you that they need more paperwork. They will also try to tell you that they are still investigating the accident.
They Try to Devalue Your Claim
There are a variety of ways that insurance companies try to devalue your claim. They may say that your injuries could not have been caused by the accident. They may also try to say that you waited too long to seek treatment. Furthermore, the insurance company may tell you that they will not pay for certain treatments.
Insurance companies do not work in your favor. They will come up with every tactic that they can to under-compensate you. Fortunately, if you have an attorney, then they will fight hard for you.